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Wednesday, July 30, 2008

Wachovia and Overdraft Protection

Consumers will want to take a look at our parent company's site today. One of their most recent complaints involves a consumer who reports that Wachovia closed a savings account without notice.

According to the consumer, the savings account provided overdraft protection for a checking account. With the savings account closed, the checking account's balance went haywire.

This was a savvy consumer who happens to own a business, not someone opening their first bank account. In today's uncertain financial times, interest rates on long-term notes are shifting, lines of credit are being slashed and pre-approved offers are being yanked for using other accounts at "certain types" of businesses.

The markets are scared, and the financial players who hold so much power, are even more scared. You need to be completing a monthly audit of all of your accounts, verifying interest rates, credit limits and other account details.

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